Risk & Compliance

Knowledge is power. The more information an organization has about its customers and their relationships — on both an individual and business level — the better able the organization will be at determining the level of risk customers represent. For example, organizations can more effectively manage risk and reduce losses by being better able to understand a customer’s financial condition and their potential for default, based on their commitments and associations with other entities. Having the right information also helps prohibit fraudulent activity and reduce exposure to losses from customers who skip out without paying their bills.

Similarly, organizations need to comply with numerous Anti-money Laundering (AML) and Anti-Terrorist Financing (ATF) legislation, including Sanctions and Politically Exposed Persons (PEP) programs, Know Your Customer/Customer Information Programs (KYC/CIP), and due diligence efforts. But whether the risk involves the potential for fraud or the possibility of inadvertently doing business with a person or organization on a government sanctions or PEP list, ISI’s approach to risk management and compliance allows organizations to:

• Make more reliable assessments of a customer’s potential risk based on a comprehensive understanding of his total financial connections and commitments


• Minimize credit loss by helping risk managers determine when a default by one customer signals a possible default by others


• Reduce exposure to losses from customers inclined to avoid paying their bills and (if necessary) track them down using family, employment, and other relationships


• Flag alias names and other clues that might prevent fraud


• Screen customers, partners and associates against international databases of sanctioned or high-risk individuals


• Comply with international Know Your Customer (KYC) programs

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