Risk & Compliance

The more you know about a potential credit customer and their relationships — individual as well as business — the better able you are to determine the level of risk they represent. The customer’s own financial condition may appear stable, but if they have entered into financial commitments and guarantees with other entities, their financial stability may be at considerable risk.

ISI’s unique Synchronos™ platform and connection-building capability quickly and accurately reveals a customer’s network of financial relationships and commitments — some of which might otherwise remain hidden. Using third-party data sources, business customers can be linked to a parent company, headquarters operation or distant owner. Individuals can be linked to companies — including privately-held businesses.

Working with a more complete understanding of the customer’s total financial connections and commitments — many of which are not available in a traditional credit report — enables risk managers to make a much more reliable assessment of a customer’s potential risk. Recognizing extended networks of financial commitments is especially important for organizations doing business in Europe and Japan, where non-hierarchical equity positions and cross-ownership positions are common

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